@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--navy:#10243a;--navy2:#183650;--ink:#172536;--muted:#647386;--gold:#b89558;--paper:#f7f8fa;--line:#e5e9ee;--white:#fff;--max:1160px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:'DM Sans',sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{color:inherit;text-decoration:none}img{max-width:100%}.container{width:min(var(--max),calc(100% - 44px));margin:auto}.topbar{background:var(--navy);color:#d9e2ec;font-size:12px;padding:8px 0}.topbar .container{display:flex;justify-content:space-between;gap:18px}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav{height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;min-width:220px}.brand-mark{width:43px;height:43px;border:1px solid var(--gold);display:grid;place-items:center;color:var(--navy);font-family:Manrope;font-weight:800;font-size:15px;letter-spacing:-1px}.brand-name{font-family:Manrope;font-weight:800;font-size:15px;line-height:1.2;color:var(--navy)}.brand-name small{display:block;font:500 10px 'DM Sans';letter-spacing:1.7px;text-transform:uppercase;color:var(--muted);margin-top:4px}.nav-links{display:flex;align-items:center;gap:25px;font-size:13px;font-weight:600;color:#46566a}.nav-links a:hover,.nav-links a.active{color:var(--gold)}.nav-cta,.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 19px;background:var(--navy);color:#fff;font-size:13px;font-weight:700;border:1px solid var(--navy);transition:.2s}.nav-cta:hover,.btn:hover{background:var(--gold);border-color:var(--gold);color:#fff}.menu-toggle{display:none;background:none;border:0;font-size:25px;color:var(--navy)}.hero{background:linear-gradient(115deg,#f4f6f8 0%,#fff 58%,#f2eee7 100%);padding:94px 0 88px;overflow:hidden;position:relative}.hero:after{content:'AR';position:absolute;right:5%;top:2%;font:800 clamp(180px,30vw,420px) Manrope;color:rgba(16,36,58,.035);pointer-events:none}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:center;position:relative;z-index:1}.eyebrow{font-size:11px;font-weight:700;letter-spacing:2.2px;text-transform:uppercase;color:var(--gold);display:flex;align-items:center;gap:12px}.eyebrow:before{content:'';width:30px;height:1px;background:var(--gold)}h1,h2,h3{font-family:Manrope,sans-serif;color:var(--navy);line-height:1.16;letter-spacing:-.7px}h1{font-size:clamp(40px,5.1vw,65px);margin:22px 0}h1 em{font-style:normal;color:var(--gold)}.hero-copy{font-size:17px;color:#5d6c7d;max-width:600px;line-height:1.8}.hero-actions{display:flex;gap:13px;flex-wrap:wrap;margin-top:32px}.btn-outline{background:transparent;color:var(--navy);border-color:#bdc6d0}.hero-note{margin-top:24px;font-size:12px;color:#778493}.hero-panel{background:var(--navy);color:white;padding:35px;min-height:330px;position:relative;box-shadow:18px 18px 0 #e5dccb}.hero-panel .eyebrow{color:#d9bd8b}.hero-panel h2{color:#fff;font-size:28px;margin:18px 0}.hero-panel p{color:#d0d9e2;font-size:14px}.panel-line{height:1px;background:#526477;margin:25px 0}.panel-foot{display:flex;justify-content:space-between;align-items:center;color:#d9bd8b;font-size:11px;letter-spacing:1.5px;text-transform:uppercase}.section{padding:82px 0}.section-soft{background:var(--paper)}.section-head{max-width:700px;margin-bottom:38px}.section-head h2{font-size:clamp(29px,3.5vw,42px);margin:14px 0}.section-head p{color:var(--muted);margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);padding:27px;background:#fff;min-height:210px;transition:.2s}.card:hover{transform:translateY(-4px);box-shadow:0 14px 35px rgba(16,36,58,.08);border-color:#d4c3a4}.card-num{font:700 12px Manrope;color:var(--gold);letter-spacing:1px}.card h3{font-size:19px;margin:19px 0 10px}.card p{font-size:13px;color:var(--muted);margin:0}.text-link{display:inline-block;margin-top:18px;font-size:12px;font-weight:700;color:var(--gold)}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.split h2{font-size:40px;margin:16px 0}.split p{color:var(--muted)}.feature-box{background:#f1eee8;padding:35px 38px;border-left:3px solid var(--gold)}.feature-box h3{font-size:23px}.feature-box ul{padding-left:18px;color:#59697a;font-size:14px}.feature-box li{margin:10px 0}.band{background:var(--navy);color:#fff;padding:58px 0}.band-grid{display:flex;align-items:center;justify-content:space-between;gap:30px}.band h2{color:white;font-size:32px;margin:0 0 9px}.band p{color:#c8d2dd;margin:0}.band .btn{background:var(--gold);border-color:var(--gold)}.page-hero{background:linear-gradient(110deg,#f4f6f8,#fff);padding:66px 0}.page-hero h1{font-size:clamp(36px,4.4vw,54px);margin:15px 0}.page-hero p{max-width:690px;color:var(--muted);font-size:16px}.content{max-width:850px}.content h2{font-size:28px;margin-top:38px}.content p,.content li{color:#5d6c7d}.service-row{display:grid;grid-template-columns:70px 1fr;gap:24px;padding:30px 0;border-bottom:1px solid var(--line)}.service-no{font:800 23px Manrope;color:var(--gold)}.service-row h3{margin:0 0 9px;font-size:22px}.service-row p{margin:0;color:var(--muted);max-width:800px}.pill-list{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}.pill{border:1px solid #dfe4e9;padding:8px 13px;font-size:12px;color:#536477;background:#fff}.insight-card{border:1px solid var(--line);padding:25px;background:#fff}.insight-card .tag{color:var(--gold);font-size:10px;letter-spacing:1.5px;text-transform:uppercase;font-weight:700}.insight-card h3{font-size:20px;margin:14px 0}.insight-card p{font-size:13px;color:var(--muted)}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:55px}.contact-item{padding:18px 0;border-bottom:1px solid var(--line)}.contact-item strong{display:block;color:var(--navy);font-size:13px}.contact-item span{color:var(--muted);font-size:14px}.form{border:1px solid var(--line);padding:30px;background:#fff}.field{margin-bottom:17px}.field label{display:block;font-size:12px;font-weight:700;margin-bottom:7px;color:#405267}.field input,.field textarea,.field select{width:100%;border:1px solid #dce2e8;padding:12px 13px;font:14px 'DM Sans';outline:none}.field input:focus,.field textarea:focus{border-color:var(--gold)}.field textarea{min-height:120px;resize:vertical}.footer{background:#0c1c2d;color:#c6d0da;padding:55px 0 22px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:50px}.footer .brand-name{color:white}.footer p,.footer a{font-size:12px;color:#aebbc8}.footer h4{font:700 12px Manrope;color:#fff;letter-spacing:1px;text-transform:uppercase}.footer-links{display:grid;gap:9px}.copyright{border-top:1px solid #2c3d4e;margin-top:40px;padding-top:18px;font-size:11px;color:#8f9eae;display:flex;justify-content:space-between;gap:20px}.disclaimer{font-size:11px;color:#8f9eae;margin-top:15px;max-width:800px}.notice{background:#f8f4eb;border-left:3px solid var(--gold);padding:14px 17px;color:#59697a;font-size:12px;margin:20px 0}.legal{font-size:12px;color:#758395}.mobile-only{display:none}@media(max-width:900px){.nav-links{gap:14px}.nav-cta{display:none}.hero-grid{gap:35px}.cards{grid-template-columns:repeat(2,1fr)}.split{gap:35px}.contact-grid{gap:30px}}@media(max-width:700px){.container{width:min(var(--max),calc(100% - 32px))}.topbar .container{justify-content:center}.topbar .container span:last-child{display:none}.nav{height:70px}.menu-toggle{display:block}.nav-links{display:none;position:absolute;top:70px;left:0;right:0;background:#fff;padding:18px 24px 24px;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start;gap:17px}.nav-links.open{display:flex}.hero{padding:65px 0}.hero-grid,.split,.contact-grid{grid-template-columns:1fr}.hero-grid{gap:40px}.hero-panel{min-height:260px}.section{padding:60px 0}.cards{grid-template-columns:1fr}.split h2{font-size:32px}.band-grid{display:block}.band .btn{margin-top:22px}.footer-grid{grid-template-columns:1fr;gap:28px}.copyright{display:block}.service-row{grid-template-columns:40px 1fr;gap:14px}.page-hero{padding:50px 0}.form{padding:22px}}